Wouldn’t it be nice to join an online business and experience instant success? Even if you never made a dime!
I think we would both agree…
So, I recently came across a landing page that claimed it’s possible. Right now, instant success seems far-fetched.
I’ll explain the wording trick behind instant success in a bit…
But first, let me go over what happened.
On the landing page, I watched a video with a lady running across the beach. I’m still confused and don’t understand what the video has to do with getting instant success.
Anyhow, I was redirected to a second presentation, and the guy had a familiar face.
He starts by saying his name is “Matt.”
It’s the same Matt from True Profit Machine. A high priced business opportunity that I don’t recommend. It’s also a program that has many people upset.
Indeed, I was shocked to discover that Matt is offering this service to other people.
So, today, I’ve decided to take a deeper look into UCES protection plan.
- Is it really possible to get instant success?
No, I doubt it!
- Is this program worth it?
- Is it even legit?
- Or something that you need to think twice about?
In this review, you’ll learn everything you need to know before you make a final decision.
Here’s a short UCES Protection Plan Summary Overview
Product Name: UCES Protection Plan
Website Location: pureprofitmachine.com or www.ucesprotectionplan.com
Price: $99 or $199 one time set-up fee + $89.00 per month
Owners: pending
Best For: People who would enjoy recruiting others into a credit repair service.
Is UCES recommended? No, I don’t recommend this service. I explain why, through this review.
What Exactly Is UCES Protection Plan?
First off, UCES stands for “United Credit Education Services.”
Now that you know what the abbreviated name stands for.
Your understanding of this service may be more clear.
So, as the name implies, it’s a service that educates you in regards to your credit.
How Does It Work?
If you’re familiar with Financial Education Services, also known as “FES”, then you’ll have an idea of how this works.
First you should decide whether you want to become a customer or an agent.
And, because this blog talks about making money.
I can only assume that you’d like to become an agent but, don’t worry I’ll explain the difference between the two.
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Becoming A Customer
As a customer, you’ll learn how to implement positive financial habits so that you can maintain a healthy financial future.
Plus, you’ll pay a bit less.
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Becoming An Agent
And, as an agent, you’ll get the same benefits as a customer with a bonus of sharing the credit education services to other people.
If the people you share the opportunity to decide to join, then you’ll earn compensation.
So, in other words, you can’t make money as a customer, but you can as an agent.
What Does Instant Success Really Mean?
As I mentioned earlier, I would explain the trick behind the wording of instant success.
What you should understand is, the official UCES website does not display the words “instant success.”
Why? Because it’s misleading…
On the pureprofitmachine.com landing page, which is how I came across this program, the words, “Instant Success” appears. And that’s misleading.
So, can you get instant success?
The short answer is “No.”
However, this doesn’t mean that you won’t see credit improvement. It won’t be instantly, though.
Nevertheless, adding the words instant success to the ad copy makes you take action. Most people don’t have patience and prefer immediate results.
Therefore, marketers use this tactic to get you to join immediately without thinking twice.
By the way, pureprofitmachine.com is a sales funnel, which means, when you or if you land on their website, you’ll enter your email address and be redirected to the official UCES website.
Another reason why you wouldn’t see instant success is, restoring credit takes time. The credit bureaus have at least 30 to 60 days to respond to the dispute in question.
There is no possible way of having instant success.
Now, let’s go over what you’ll be working with.
Here’s What’s Included As An Agent
Let’s take a look at what’s included in this membership. Below you’ll find everything that comes with a UCES membership, whether you’re a customer or an agent.
It’s important to know this because this is the service that you’ll be offering other people.
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Track Your Spending Habits
Maintaining and tracking your spending habits can help you pay off debt faster, save money, and put yourself in a stable financial position, providing that you stick to your goals.
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Credit Restoration
This is where your customers will be shown how to eliminate inaccurate, erroneous, or obsolete accounts.
By removing all the above, it could help them get lower interest rates, save money, and advance their credit opportunities.
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Credit Builder
The credit builder provides you with educational services on the necessary steps that need to be taken to improve your credit score.
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Credit Attorney
Consumers typically do not know that debt collectors are trained to comply with the Fair Debt Collection Practices Act.
Meaning there are laws that the debt collector should follow.
Regardless, consumers aren’t as knowledgeable of the laws. So the debt collector usually doesn’t follow proper protocol.
The Credit attorney is put in place to help you fight the abusive debt collectors.
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Credit Monitoring
All of your credit accounts are organized in one place. If there’s a change, you’ll get an alert to your phone.
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Debt Payoff
The idea behind this debt payoff software is to help you create a strategic plan with the hopes of you eliminating your debt faster than you expect.
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Identity Monitoring
Alerts you if there’s a sign of fraud, and it’s supposed to help you fully restore your identity.
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Life Insurance
As an UCES member, your entitled to a $30k life insurance policy.
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Financial Lockbox
In case of an emergency, this software helps you roadmap your contacts. So, they can be accessed at any time.
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Networth
This software helps you discover your net worth by figuring out your liabilities and assets.
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Savings Goal
As implied, it helps you set goals to save money.
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Will & Trust (Provided by MyCare)
According to UCES, this is the same Will & Trust that you’ll prepare in an attorney’s office. However, you must maintain your membership to keep your Will & Trust active.
Plus, according to their terms and conditions page, at no time can UCES provide legal advice.
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YFL Family Mint
Teach your children financial responsibility with this online educational portal.
How Much Does It Cost To Join UCES?
If you’d like to enroll in this program, which I don’t recommend, then here’s the breakdown cost of what you can expect.
As a customer, you’ll pay a $99.00 one time set-up fee + $89.00.
A total of $188 for your first month.
After that, you can expect $89 per month deducted from your bank account.
If you prefer to become an agent, you can expect to pay a $199 one time set-up fee, plus $89.00.
Therefore, your first month would cost you $288.
After that, you’ll be responsible for your $89.00 per month fee.
You also should be aware that every time you receive a commission check, there’s a $4.00 processing fee taken out. Commission checks are received weekly.
So, Can You Make Money With UCES?
Yes, if you can successfully get others to join. Then, of course, you could make some money. But, as mentioned earlier, it will take time, as with any other business.
Another reason it could take time to get others to enroll is some customers will do research, as you are right now.
I have listed below some concerns that they may encounter.
By the way, I understand repairing credit is essential. However, there are certainly more cost-effective options out there.
UCES Protection Plan Complaints
All the above features seem to be great. The question is, how great are they really?
According to their BBB report, this company has a “C” rating, which isn’t the worst score I’ve seen before but, I did find it interesting to learn that their BBB accreditation has been revoked on 11/21/2019.
Plus, according to UCES FAQ’s page, they’ve reported that they’re members of the BBB and currently maintain an A+ rating.
If we’re on the same page, it will make me wonder why is there a significant discrepancy?
Either way, everyone has different opinions.
If you read the reviews on the BBB website, you’ll notice that some customers felt like they ended up doing more of the work themselves, rather than the UCES team taking over.
Other members felt like they paid way too much money for the services they received in return.
Therefore, service was paid for, and the customers felt like UCES didn’t hold up their end of the bargain.
Besides, not every member is dissatisfied. There are a few happy campers. Read through these UCES protection plan reviews to see for yourself.
Common FAQ’s For UCES Protection Plan
I came across common questions that interested members were asking. So, I’ve taken the time to list some below.
Can this company take care of bankruptcies?
According to one successful and active real estate developer, yes, UCES can take care of this for you.
Will the company go after student loans?
A customer reported that they’d seen an advertisement that stated that UCES could remove student loans. They’ve also reported as a UCES member; their student loan was not removed. Here’s my advice, read the fine print to get the correct information.
How To Cancel UCES Protection Plan?
You’ll have 3 days from the day you sign your contract to cancel.
If I Join As A Customer Can I Become An Agent Later?
If you’re unsure about becoming an agent at the time you join, the good news is you can become an agent after 3 months of enrollment.
Is UCES A Pyramid Scheme?
No, it doesn’t seem to be.
Isn’t UCES an MLM?
Yes, from what I understand, UCES members get paid on different levels. It also requires you to recruit other members. An affiliate marketing compensation plan doesn’t work the same way. Nor do you have to hire. So, I have no choice but to deem it an MLM.
UCES Compensation Plan Is Confusing
The compensation plan of UCES isn’t clear. The information I received for UCES compensation plan redirects me back to the FES website.
Is FES connected to UCES? It seems to be, and I’ll explain why.
When I tried to join as a UCES agent, I was offered the opportunity to join as a standard FES agent.
Meaning, I would have had to pay for either the UCES agent or FES stand agent option.
I didn’t follow through because I don’t recommend FES for various reasons.
Final Verdict – Is UCES Protection Plan A Scam?
Restoring your credit is legal.
However, the complaints seem to outweigh UCES protection plan testimonies.
Anyhow, you could actually find free information online or pay smaller fees to restore your credit. The good thing is, UCES isn’t a scam, but, in my opinion, it’s also not the best business opportunity.
What do you think about the UCES protection plan? Have you used it, and what was your final credit results? Did they help you with your score improve or not?
Let me know in the comment area. I’d be happy to hear all about it.
In the meantime, check out my #1 recommendation, if you’re looking for a legit business opportunity, that will teach you how to make money online.
In your opinion, what is the best credit repair option for the money? I have been with Lexington Law for 7 mos with little change.
Thank you for your article. Well written.
Thank you, Kristi!
Are you in the state of Texas? If so, there is a company called “700 credit repair”.
I’m not affiliated with them at all but, I highly recommend them because, they work. Here is there website => http://www.700creditrepair.com/.
I have personally used them in the past. I was in the process of trying to buy a home and could never get approved. Some how I found 700 credit repair and that it was to good to be true.
As a matter of fact, this is the only company that I have ever used and seen results. Let me start with this…my credit was totally shot, and I do mean shot. I had past due doctor bills, and all kinds of other things on my report…700 credit was able to remove them all accounts.
(FYI: I don’t think they can remove student loans, child support, or anything dealing with eh government though.)
It has been 5 years since I’ve used 700 credit repair and none of the accounts that were removed…ever reappeared on my report. So, they work. Back then they had a program that guaranteed after they were finished with repairing your credit that the client could be approved for a home, and sure enough I was approved. My score at the time was somewhere in the 500’s, and when they finished with repairing the credit it was in the 700’s.
It took them exactly a year to repair everything. The best part is they will dispute everything for you but, at the same time they involve you as the client so that you know what to do in the future. Other than them, I have not found a repair company that is worth the money and effort. Honestly, everything that the repair company does can be done for free.
Check out 700 credit repair they may work with you even if you don’t live in Texas. I recommend them to anyone who needs help with their credit because, they work.
Great article I must say. From my own opinion… I think FES is is using credit repair as a bait to lure customers into the multi level marketing scheme where they have to bring in a number of new members all in the name of networking. A company that was sued $1.75 million for illegal credit repair activities in 2019 is not a company I want to trust. They always need new members so never run dry. Remember, new members and old members must keep up to the $88 monthly payment or they get kicked. They invest the funds gotten from the registration fees , invest in crypto or stock and payback. What they pay back is merely up to 3% of the total income keep in mind not everyone qualify for the paycheck from FES because the it’s really tasking. I was looking to use their credit repair service but I got to understand it’s a process I can actually do on my own. In the process I found a credit repair company called (spirassp) that totally changed my life taking my score from 520-780 in few months clearing out hard inquiries and it was mind blowing. They’re are still credit repair companies that hold you at heart out there.
Hi,
I’ve never heard of the credit repair company that you’ve mentioned. I’ll have to check them out. I do agree with you there area legit credit repair companies out there. I used one myself, and yes they will take your score from low numbers to high numbers. I myself used 700 credit repair and ever since using them I’ve learned that there’s books out there that teach you exactly what the credit repair companies do. And there are free letters on the internet. I now know how to repair my own credit without a repair company. Either way, thanks for stopping by..